Get Started in 3 Easy Steps
You will be required to provide us with your credit reports from all three credit bureaus. Equifax, Transunion, and Experian. We prefer that you use Identity IQ to pull all three of your credit reports because of the ease of use and their $1.00 trial. They also offer a lot of additional features if you stay on with their membership. If you do not like Identity IQ, you can pull your credit report from any provider of your choice.
Second, we provide you with a deep credit analysis of your credit report spotting all inaccurate information. We then look at the various factors that are pulling your credit score down and provide you with actionable steps to get your score back up. Lastly, we provide you with step by step guidance on how to rebuild and restore your credit.
Third, we load all of the inaccurate, misleading, and unverifiable information into our system and begin challenging questionable information with the credit bureau, creditor, and collector. Once the dispute letters are ready, we send them out to all furnishers and wait 30 to 40 days for updates. Once the updated credit reports come back from the furnishers, we analyze the updates for any changes to the inaccurate, misleading, and unverifiable information. If there are changes, we update your file and then move on to the next inaccurate, misleading, or unverifiable item. If the item comes back verified with no change, we follow up with the credit bureaus or the furnisher to try to get a resolution on why the inaccurate information is still on the credit report.
During the credit restoration process, we will provide you with information and the education you need to continue raising and maintaining a healthy your credit score. You will be given information about debt settlement and what it takes to rebuild your credit.You can track your credit repair progress using our online portal.We focus on fixing your credit from start to finish. Our goal is to help consumers with bad credit through our restoration program.
What is Included In the service
Fixing your credit is our goal. We will work hard to correct, update or remove the following inaccurate, misleading and unverifiable items listed below:
- Late pays
- Tax liens
- Short sales
- Collection accounts
- Identity Theft
- Charge – offs
- Account sold
- Authorized users
- Medical bills
- Child support
Call Today To Get Started